SPILL is a market leading insurance policy, backed by The Hartford.

Providing cover against:

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• new pollution events (whether caused at your property or work on third party property);

• historic pollution events (whether you caused the pollution or not);

• emergency action in response to a pollution event

Preventing a spill is the best way to protect the environment.  As part of the SPILL package we have the option to integrate a pre-loss survey that can help your business understand where spills may occur and how you can prevent them.

Accidents happen. If it does, or if you have been contacted by someone alleging you are responsible for pollution, we have an emergency hotline that will make sure you're in safe hands.

SPILL is supported by ELM Law a specialist law firm that can provide:

• environmental liability advice;

• legal guidance on policy wording;

• support with insurance claims; and

• advice on dealing with regulators.